Universal Life Insurance From Nationwide
In today's economy, you want protection from market volatility – but when you choose a conservative product that protects your money, you can lose out on the growth potential that can result from a market upswing. What if you could have the protection you need without giving up the potential for growth of your money – all while not being invested in the market?
With Nationwide YourLife Indexed Universal Life, you could have both.
What is Nationwide YourLife Indexed universal life insurance?
Indexed Universal Life, or IUL, protects you like a traditional universal life policy, with a guaranteed death benefit. But while traditional universal life only credits a fixed interest rate to your cash value, IUL also offers an interest crediting strategy whereby the interest credited to your policy is based on the measured performance of a market index or market indexes. Indexed universal life policies are not stock market investments and do not directly participate in any stock or equity investments and helps protect you from market losses. With Indexed UL, your money is never actually invested in the market, and you're protected with a guaranteed minimum interest rate
For more information, read Nationwide YourLife Indexed UL(PDF).
Watch our video for a detailed explanation of how your interest is calculated.
If you're looking for life insurance protection and want to take advantage of positive market performance for the potential of greater interest crediting, talk to your insurance professional about IUL. It can help you meet a variety of income planning needs while keeping your loved ones protected.
Riders and Options
Learn how you can customize your life insurance policy to your specific needs.
Fees and ChargesFees and charges
Make sure you understand sales charges, surrender charges and other parts of your life insurance policy.
Please read this important information
Keep in mind that as your personal situations change (i.e. marriage, birth of a child or job promotion), so will your life insurance needs. Take care to ensure universal life insurance is suitable for your long-term needs. You should weigh any associated costs before making a purchase.
Neither the company nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions. Guarantees are subject to Nationwide's claims-paying ability. Life insurance is issued by Nationwide Life Insurance company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio.
Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value
NFW-2967AO.3, NFW-3247AO, NFW-2809AO