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Universal Life Insurance YourLife SUL II

Universal Life Insurance From Nationwide


Looking for a universal life insurance policy to cover the two of you? Need a way to protect the estate that’s passed on to your beneficiaries when the second insured person passes away? Nationwide YourLife No-Lapse Guarantee SUL may be right for you.

A Nationwide YourLife No-Lapse Guarantee Survivorship Universal Life (SUL) policy provides lifetime protection to two people, like spouses or business partners. As long as the premiums are paid, a guaranteed death benefit is paid after the death of the second insured person, even up to age 120.

YourLife SUL II also offers:

  • Strategies for leaving a legacy for your family, a charity or other beneficiary
  • Protection for your family, including dependents with lifetime special needs
  • Coverage if one partner is considered uninsurable
  • Continuation planning for small business owners

Read the details about universal life in Your Guide to Nationwide YourLife® No-Lapse Guarantee SUL II(PDF).


Fees and Charges

Fees and charges

Make sure you understand sales charges, surrender charges and other parts of your life insurance policy.


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Please read this important information

As your personal situations change (i.e. marriage, birth of a child or job promotion), so will your life insurance needs. Take care to ensure that this insurance product is suitable for your long-term needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with characteristics of the insured such as gender, health and age. There are also additional charges for riders that customize a policy to fit your individual needs.

Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value

Guarantees and protections are subject to Nationwide’s claims-paying ability. Life insurance is issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio.

ICC10-NWLA-450, Individual Last Survivor Flexible Premium Adjustable Universal Life Insurance Policy (Interstate Compact version)
NWLA-450 (non-compact version)
NWLA-385-AO, Policy Spilt Option Rider
NWLA-383-AO, No Charge Four Year Term Insurance Rider
NWLA-382-AO, Four Year Term Insurance Rider
NWLA-349-AO.1, Death Benefit Guarantee Value Enhancement Endorsement

NFW-1310AO.4, NFW-3248AO, NFW-2809AO