Adamik Insurance Adamik Insurance providing the best in title and tag services PLUS affordable auto, life and home insurance. 717-359-7380 adamikj@nationwide.com
5356 Baltimore Pike Littlestown PA 17340
717-359-7380
Adamik Insurance
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LIFE INSURANCE

Enjoy the ease of working with Adamik for all your insurance needs!

Whole Life Insurance

Life Insurance Protection With a Fixed Rate of Interest

Whole life is the most common type of permanent life insurance. With whole life insurance, your premium payments remain the same over the life of the policy. You can choose how often you'd like to make premium payments, too – annually, semiannually, quarterly or monthly.

Some whole life policies can be paid up after a certain number of years. When you purchase a policy, you'll know how the cash value will grow over the life of your policy.

Find out more in our 5-Minute Guide to Whole Life Insurance (PDF). get adobe reader

Nationwide Whole Life Insurance

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How Much Life Insurance Do You Need?

Find your amount

Use our tool to find the right amount for your budget and your peace of mind.

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4 Types of Life Insurance

Compare the difference

Find the right insurance for your situation. Compare term, whole, universal and variable universal life insurance.

Advantages and disadvantages of whole life insurance

There are a number of reasons to consider buying whole life insurance. It's easy to understand. The payments are the same every month. And some whole life policies can be completely paid for after a certain number of years. Because your policy earns a fixed rate of interest, it's easy to predict the growth of your cash value over time.

Whole life insurance is designed for the long-term, so before purchasing, be sure to think about your ability to make premium payments consistently over the life of the policy. While it’s predictable, whole life insurance isn't very flexible. You can't customize it. But, because it’s so predictable and dependable, whole life insurance may be a good option for you.

Keep in mind that as your life changes (for example, marriage, birth of a child or a job promotion), so will your life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges including costs of insurance that vary based on the insured person’s gender, health and age. There are additional charges for riders that customize a policy to fit your individual needs.

Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio.